Step-by-step guidance for first-time homebuyers in the Rio Grande Valley. Rocky Garza, REALTOR®, helps you prepare, obtain financing, and close on your first home with confidence. RGV First-Time Buyer’s Guide Residential Confidence Starts Here Step 1 Get Clear on Your Why Buying a home is more than just checking off a list of features. It's about discovering why this move matters to you. Are you looking for more space, more peace, more freedom? When you’re clear on your why, I can help you find a home that aligns with your bigger picture. Step 2 Know Your Numbers Let’s simplify the financial talk. I’ll connect you with trusted lenders so you can get prequalified and understand your true buying power. This helps us stay focused, confident, and intentional when the right home shows up. Step 3 Build Your Criteria We'll get specific about what matters most to you — not just beds and baths, but lifestyle. Do you need a big backyard, a short commute, or a quiet cul-de-sac? I’ll guide you in narrowing it down to your non-negotiables. Any Questions Feel free to ask my any questions you may have (956) 605-3768 Step 4 Tour with Purpose We won’t waste time. Every showing we book is intentional and aligned with your goals. I’ll help you see the potential in each property, and keep your priorities top of mind while we explore options. Step 5 Write a Winning Offer When we find the one, I’ll walk you through the offer strategy — from comps to contingencies — to help you stand out and protect your interests. We’ll move swiftly and smartly. Step 6 Negotiate with Confidence I’ll handle the back-and-forth and represent you with confidence and clarity. Whether it’s repairs, credits, or closing costs, I’m here to get you the best deal while keeping things smooth and respectful. Step 7 We bring in pros to confirm the home is as good as it looks. If anything pops up, we’ll revisit terms and make sure you feel secure moving forward. Step 8 Close the Deal Once we cross the T’s and dot the I’s, I’ll guide you through closing day so there are no surprises. You’ll walk in with keys, and clarity. Step 9 Welcome Home This isn’t the end, it’s the beginning. I’ll stay in touch, keep you connected to local resources, and be here for your next chapter — whether that’s a remodel, investment, or your next move down the road. Congratulations. You Did It! Once the final documents are signed and the loan is funded, you’re officially a homeowner. The moment that check reaches the seller, the keys, and your new chapter, are all yours. Ready to make this your story? Let’s schedule a consultation and take the first step together. Start Now Home About Rocky Buy a Property Sell Your Property Texas Title Policy Calculator Invest & Develop Lease / Rentals Custom Homes First-Time Buyer Roadmap Services Search Listings